亿万富翁投资者马克·库班分享了他最明智的财务决策：在大学毕业后多年仍保持学生般的生活方式。他认为，通过大幅削减开支，他为自己赢得了启动首个创业项目所需的资金和自由。库班在其博客中多次强调，对于年轻创业者而言，保持低消费是为未来机遇做准备的强大途径。他回忆起自己曾与多人合租、睡沙发、开漏油的汽车，这些牺牲帮助他积累了创业资本，并让他视每一次工作为学习的机会。通过延迟满足和坚持学生预算，库班得以承担风险并最终获得巨大成功，包括创办和出售多家公司。

💰 财务自由源于节俭：马克·库班认为，他在大学毕业后多年坚持“像穷学生一样生活”，这是他最成功的投资。通过严格控制开支，他得以积累启动创业项目所需的资金，并获得了追求事业的自由，避免了因财务压力而错失良机。

🚀 延迟满足与风险承担：库班强调，推迟即时满足并维持简单的生活方式，使他能够承担高风险的创业项目。他曾与多人合租、睡在沙发上、开着老旧的汽车，这些看似艰难的条件反而磨练了他的意志，并为他日后创办并成功出售MicroSolutions和Broadcast.com等公司奠定了基础。

💡 将工作视为学习机会：在早年经历各种零工时，库班并不羞于提及它们，反而认为每一次经历都增加了他未来的技能。他将每一次工作都看作是“获得报酬去学习”的过程，这种积极的学习心态帮助他在技术行业不断进步，最终获得了巨大的商业成就。

📈 长期规划与机遇把握：库班在博客中多次告诫年轻人，要在年轻时打好基础，学习会计、金融、统计等知识，并保持低消费，以便在合适的机遇出现时能够果断抓住。他认为，通过这种方式，才能为长期的成功做好充分准备。

Mark Cuban said his best investment was living like a broke student for years after college.He said cutting expenses after graduation gave him the cash and freedom to launch his first venture.In blog posts from 2004 to 2011, Cuban urged young people to live lean to seize future chances.

Mark Cuban says his best investment wasn't in a hot startup or a booming stock — it was in himself.

The billionaire investor and former "Shark Tank" star shared on BlueSky on Saturday that the smartest financial move he ever made was living cheaply long after graduation.

"Living like a student long after college so that I could start my business," Cuban wrote in response to a fan asking about his best investment of all time.

Cuban often said in a series of posts on his personal blog, Maverick — named after his NBA team, the Dallas Mavericks — throughout the 2000s and 2010s, that keeping expenses low is one of the most powerful ways young entrepreneurs can prepare for success.

In a 2011 entry, he recalled sharing a rundown Dallas apartment with five roommates, sleeping on a couch without a closet of his own, and driving a Fiat that leaked oil — sacrifices that, he said, helped him free up cash for his first ventures and taught him to see every odd job as "getting paid to learn."

In his 2004 "Success and Motivation" series, Cuban described bouncing between dead-end jobs, sometimes embarrassed to list them on his résumé, but convinced that every stint added skills that would matter later.

Later in another blog post, Cuban described setting $20 weekend budgets, living off happy-hour food, and sipping $12 bottles of cheap sparkling wine — all while devouring software manuals at night to get ahead in the industry.

When he finally saved $1,000, he wrote, his only splurge was a new set of towels.

In a 2009 post aimed at students, Cuban returned to the same theme, urging them to live cheaply while building a foundation in accounting, finance, and statistics so they'd be ready to seize the right opportunity when it came.

By delaying gratification and sticking to a student-like budget, Cuban said he was able to take risks that ultimately paid off — from building and selling his first company, MicroSolutions, for $6 million to cofounding Broadcast.com and selling it to Yahoo for $5.7 billion in 1999, eventually buying and selling the Dallas Mavericks, and becoming a household name on "Shark Tank."