All Content from Business Insider 11月09日 22:40
美国夫妇在阿尔巴尼亚享受退休生活,体验新文化与生活成本降低
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一对美国夫妇因不堪忍受美国不断上涨的生活成本和工作压力,决定移居阿尔巴尼亚。他们变卖了在美国的全部财产,开始环球旅行,最终选择在阿尔巴尼亚定居。在这里,他们享受着更健康的生活方式、更低廉的医疗和住房成本,以及更慢节奏的生活,但同时也面临着思念亲友的挑战以及适应新语言和货币的困难。尽管如此,他们认为这种生活方式极大地提升了生活品质,减轻了工作压力。

💰 经济优势显著:夫妇俩在阿尔巴尼亚显著感受到了生活成本的降低,尤其是在住房和医疗方面。他们以远低于美国的价格租到了宽敞带阳台的公寓,并且发现当地的药品价格远低于在美国的自付额,这让他们能够更自由地支配退休金。

🍎 健康饮食与生活方式:移居阿尔巴尼亚后,夫妇俩享用了更多本地采购、糖分和防腐剂添加较少的高质量食物,明显感觉身体更健康。同时,阿尔巴尼亚悠闲的生活节奏让他们摆脱了过去的工作狂状态,能够享受散步、阅读和海滩时光,压力大幅缓解。

🌍 文化适应与挑战:虽然享受着新生活,但夫妇俩也面临着文化适应的挑战。身处异国他乡,远离亲友让他们感到孤单,缺乏面对面的交流。此外,学习使用新的货币和语言也为日常琐事(如购物)带来了一定的不便,需要付出更多精力去适应。

✨ 追求生活品质的转变:这段经历反映了夫妇俩从追求事业成功转向更注重生活品质的转变。他们愿意放弃在美国的安稳生活,去探索一种更轻松、更少压力的生活方式,即使这意味着要面对一些不确定性和挑战。

Sandra and Jeff Mayernik.

Sandra and Jeff Mayernik had it all: successful careers as real estate agents, and a large custom-built home on five acres overlooking Oregon's Cascade Mountains.

But over time, their idyllic life had became more stressful. Jeff suffered multiple heart attacks, their income stopped growing, and their bills kept rising. By 2023, the couple faced an uncomfortable truth: they were burned out and needed a change of scenery.

After selling everything they owned — their cars, home, and art collection — the Mayerniks, now retired, moved abroad. Since November 2023, they have traveled to or lived in about a dozen countries, including Panama, Costa Rica, Portugal, Spain, France, Mexico, and Argentina. Most recently, they've been living in Albania.

"It felt like a gut instinct that this place was good for us," Sandra, now 62, told Business Insider.

In Albania, the couple has lived in Durrës, Pogradec, and now Saranda. While life overall has been good, the Mayerniks have experienced some growing pains.

Here are five pros and cons of living abroad, according to the Mayerniks.

It can feel lonely being far away from family

While the Mayerniks lived in different cities from their children and grandchildren back in the States, they were close to Sandra's sisters, whom she saw on a regular basis.

"I miss a few things about the States, like going kayak fishing with my sisters and spending time with family," Sandra said.

Being in another country miles and hours away from them has been challenging, and the couple admitted that they sometimes feel lonely.

"There's a lack of face-to-face connection," Jeff, 62, told me. "You lose contact with friends and family. You're less involved in their day-to-day lives. Even if you're really introverted, it sometimes feels like loneliness, because you don't have that group."

They're eating healthier in Albania

A huge benefit of living in Albania has been the access to high-quality, locally sourced food, which they said contains less sugar, dyes, and preservatives.

"We've definitely noticed feeling healthier," Sandra said."Our sugar intake has definitely gone down. The foods here aren't as sweet as in most countries."

Jeff said that even the packaged Ramen has less sodium.

"Occasionally, for lunch, we will cheat and have ramen and a handful of frozen vegetables. In the States, I could use maybe a third of the seasoning packet that came with my ramen, but the big shock we've had here is that when the whole packet goes in, it's still not salty enough," he added.

They're spending less money on healthcare and housing

While the couple hasn't required any serious medical treatment or faced any emergencies while traveling around Albania, they have had to fill a few prescriptions.

Not only is the process simple, Jeff said, but it also costs far less than they anticipated.

"Healthcare is a lot more affordable; my medications usually cost less than my copay back in the States," he said.

Pogradec, Albania.

The couple is also saving a lot on housing. Before moving abroad, they briefly rented a 300-square-foot studio apartment in Redmond, Oregon, for $1,200 a month.

In Pogradec, however, they rented a large apartment with a full kitchen, a washer, and three balconies overlooking Lake Ohrid. Their short-term rental — which included utilities and high-speed internet — averaged about $1,100 a month. It would have been even cheaper had they signed a yearlong lease.

Learning a new language and currency has been difficult

Living in a different country means adapting to a new environment, which often involves picking up a new language, blending in with your surroundings, and, most fundamentally, learning how to navigate the local grocery store.

"You're dealing in a different currency and a different language," Jeff said. "So every trip to the grocery store is just a little more work."

"Back in the US, I could walk into a Kroger, read every label, and instantly know what I was paying for," he added. "Here, I once grabbed what looked like a package of ham — but it definitely wasn't. Those little sorts of things, people get frustrated about, and it can build up."

They have more freedom and feel less stressed

"The biggest benefit to living here is probably the slower pace of life," Jeff said. "Here, people are just less hurried and harried."

Instead of starting their days in an office or constantly checking their email, the Mayerniks are free to do as they please. They spend their days walking along the promenade by Lake Ohrid, reading, or relaxing on the beach.

Sandra walking along a beach in Durres, Albania.

Sandra noted that that sense of freedom has improved their quality of life.

"Before we left, I was a workaholic. In fact, when we decided to leave, I arranged with my principal broker to keep me on, working in an administrative capacity, because I really loved my job. But after about six to nine months on the road, I realized I didn't want to do that anymore," she said. "The stress just evaporated."

Read the original article on Business Insider

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退休 移居海外 生活成本 阿尔巴尼亚 生活方式 Retirement Expat Life Cost of Living Albania Lifestyle
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