All Content from Business Insider 10月27日 06:02
离婚后分摊子女课后活动费用,作者认为物有所值
index_new5.html
../../../zaker_core/zaker_tpl_static/wap/tpl_guoji1.html

 

本文作者讲述了自己在2020年离婚后,与前夫分摊子女课后活动费用的经历。起初,由于孩子年幼在家,她并未感受到费用压力。但随着孩子长大入学,课后活动的费用让她感到“震惊”。尽管花费数千美元,作者表示并不后悔,认为这为她提供了安心,确保了孩子放学后有地方可去,并减少了育儿协调的复杂性。文章还探讨了课后项目选择的竞争性以及不同地区费用的显著差异,强调了在离婚协议中明确课后费用分摊的重要性。

💰 费用分摊与价值认可:作者在离婚协议中与前夫约定分摊子女课后活动费用。尽管总花费数千美元,她认为这笔投资是值得的,因为它解决了自己对孩子放学后安全问题的焦虑,并提供了重要的安心感。

🏫 便利性与多重考量:学校的课后活动项目提供了便利,如就近、熟悉的环境、与朋友在一起以及晚至6点的接送时间,这使得作者能够更好地平衡工作和家庭责任。同时,统一的课后安排也减少了与前夫在育儿协调上的复杂性。

💡 预案与安心感:即使不总是需要,作者仍坚持让孩子参加课后活动,因为这为她提供了一种“预案”。知道孩子们在自己需要时(如工作会议、外出办事或就医)总有去处,极大地减轻了她的精神负担。

📈 成本差异与协议重要性:文章指出,课后活动的费用因地区而异,可能高达每月数百美元。作者强调,对于像她这样的离婚父母来说,在离婚协议中明确规定课后活动的支付方式和选择标准至关重要,以避免未来的争议。

⏳ 注册竞争与可及性:课后项目往往竞争激烈,名额有限,甚至需要提前数月申请。作者提到,一旦注册额满,父母可能需要紧急寻找替代方案,并认为放学后的基本照看不应如此复杂。

While going through a divorce in 2020, the topic of after-school care for our two children came up, along with the associated cost. My son was in third grade, and my daughter was starting kindergarten. The thought of my kids being home alone after school gave me so much anxiety. I was insistent about adding after-school care details to the divorce decree, and I agreed that my ex and I would split the cost.

Because we divorced during the pandemic, I had forgotten about after-school care for about six months, as my kids were doing virtual learning at home. However, when their school reopened, the cost of care hit me hard.

I was starting to get my life in order

I had just started working my job in communications, and I was adjusting to paying rent, a car payment, insurance, and so much more as a new divorced parent. At the time, the added expense of the after-school program was out of my budget.

I didn't realize how expensive the program at my kids' school would be. I enrolled the kids and created an account for our family with my credit card, and my kids' father sent his portion each month. Still, it felt expensive.

The author splits the after school costs with her ex husband.

There was only one program on-site at my kids' school in Houston, which now costs around $400 a month for one child, not including additional registration fees, bringing it to about $2,000 per semester.

I tried to look on the bright side. The program meant my kids always had a place to go after school; they were familiar with the place, they were with their friends, it was close to my home, and the pickup extended until 6 p.m., giving me more time to work. Having the kids enrolled in the same place for after care meant less co-parenting, too.

I like knowing there's a plan for my kids

Even though I worked remotely at home every other week and didn't need the program as much on a daily basis, I still wanted it. Mostly it was a peace of mind for me. I appreciated knowing that a plan was already in place for my kids, should I need it for a work meeting, running an errand, if one child had a doctor's appointment and the other didn't, or if I had an appointment myself.

Not every family has a babysitter, nanny, neighbor, or grandparent to help out after school.

The author is glad to have included how after-school activities would be paid for after her divorce.

For a divorced parent like me, it was important to include in our decree helpful terms about enrollment for after-school childcare. For example, how care fees will be paid and the terms for determining the program.

After-school enrollment is so competitive

Options and enrollment can be limited depending on where you live, and it can be so competitive just to get your kid into a program. Some programs base their enrollments on lottery systems and are booked many months in advance of the school year. This can mean scrambling to figure out a now-what plan if enrollment fills up. Care for a few hours after school shouldn't be so complicated.

Before living in Houston, I lived on the Upper East Side of Manhattan, and I was surprised to see online that the after-school program at a public school near my previous home cost around $750 to $900 per semester. On the other hand, in my hometown near Syracuse, New York, the after-school care rate for one child, five days a week, is $116 a week. The cost of after-school care appears to vary significantly depending on one's location.

Although after-school programs for my kids led to being thousands of dollars in debt that I'm still paying off five years later, I don't regret it.

Read the original article on Business Insider

Fish AI Reader

Fish AI Reader

AI辅助创作,多种专业模板,深度分析,高质量内容生成。从观点提取到深度思考,FishAI为您提供全方位的创作支持。新版本引入自定义参数,让您的创作更加个性化和精准。

FishAI

FishAI

鱼阅,AI 时代的下一个智能信息助手,助你摆脱信息焦虑

联系邮箱 441953276@qq.com

相关标签

离婚 子女抚养 课后活动 育儿成本 家庭财务 Divorce Child Custody After-School Activities Parenting Costs Family Finance
相关文章