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退休夫妇选择马来西亚槟城作为晚年定居地
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一位拥有跨越五大洲制造行业经验的退休人士Adrian Spencer,在2025年与妻子Beverley一同选择马来西亚槟城作为他们的晚年居所。他们看中了马来西亚成熟的签证计划,并在此积极融入当地的社交生活。Spencer先生分享了他从英国到毛里求斯、南非、马拉维、澳大利亚、印度尼西亚、中国、美国,再到泰国等地的工作与生活经历。最终,他们认为亚洲更具活力,而槟城的历史魅力和便利设施吸引了他们,使其成为理想的退休选择。

🌍 跨国职业生涯与退休选择:Adrian Spencer先生的职业生涯横跨五大洲,最终选择在马来西亚槟城退休。这一选择是基于对生活环境、便利设施和成熟签证计划(如Malaysia My Second Home, MM2H)的综合考量,而非返回熟悉的英国或南非。

🏠 槟城的生活吸引力:Spencer夫妇选择槟城而非吉隆坡,是因为他们偏爱槟城的历史韵味和城市生活便利性,包括易于获得的医疗、社交和购物资源。他们特别欣赏乔治市的古老店屋和经典建筑。

🤝 积极的社交融入:尽管Spencer先生是首次在亚洲退休,但由于他们长期适应跨国生活,对新环境持开放态度。他们积极参与当地的社交活动,如迎新咖啡聚会、外籍人士午餐会和桥牌俱乐部,展现了其活跃的退休生活方式。

A retired couple posing for a selfie on their balcony in Penang, Malaysia.

This as-told-to essay is based on a conversation with Adrian Spencer, a 69-year-old retiree living in Penang, Malaysia, with his wife. It has been edited for length and clarity.

I've always had a taste for adventure.

I was born and raised in and around London. When I graduated from high school, I worked the night shift in a factory and managed to save some money.

I wanted to go on holiday to America, but I couldn't get a visa. So, at 19, I ended up going to Mauritius. It was a big journey back in those days.

In Mauritius, I met a lot of South Africans, who encouraged me to visit their country. I said, "Why not?" I didn't have a girlfriend at that point.

Spencer met his wife in South Africa, and they started a family.

I went to South Africa and lived there for nine years. That's where I met my wife, Beverley, who was born and grew up in Johannesburg.

We had three children, but the political climate eventually prompted us to move to Malawi in southeastern Africa in 1986, where we spent another nine years. That's where our kids grew up.

I'd spent all of my career in the packaging manufacturing industry. Eventually, I decided that if I stayed in Malawi much longer, I'd never be able to leave because the skills I'd built there weren't global skills.

Their three kids moved with them from country to country until it was time for them to head top university.

I went through my contact book and found a job in Melbourne, Australia. We lived there for a few years before spending almost the next three decades moving around.

We lived in Indonesia, then China, then the US. Eventually, we found our way back to Southeast Asia, where I worked in Bangkok and Ho Chi Minh, Vietnam, before returning to Thailand to work for another five and a half years.

Among all the places they've lived in, China was the hardest to adjust to.

From that last job, I retired.

By then, our kids were long out of the house. They'd moved with us from country to country until it was time for them to go to university. We sent them to the UK, where we had family nearby if they ever needed support.

During my final stint in Thailand, my wife and I had already started thinking about our retirement.

After so many years abroad, the UK felt increasingly unfamiliar. Each time I went back for the holidays, I felt a little more like a stranger, so I knew I didn't want to move back to the UK. Beverley certainly didn't want to go back to South Africa.

We always found Asia much more dynamic anyway. After some online research, we noticed that Malaysia kept coming up as a popular retirement location.

We'd visited many times before — long before the idea of retiring here even crossed our minds. It also helped that the country's Malaysia My Second Home (MM2H) visa program was already well established.

From very early on, we already knew we wanted to live in Penang, a state located on the northwestern coast of Malaysia.

Both my wife and I are city dwellers, and we didn't want to be out in the countryside, miles from anywhere. We like to have easy access to facilities, not just medical care should the need arise, but also for socializing and shopping.

Kuala Lumpur, on the other hand, felt a bit too big and too much like a concrete jungle. We preferred the historical charm of Penang, especially in George Town, with its old shophouses and classic architecture.

We were granted the MM2H visa in 2020, but I wasn't ready to stop working just yet.

It wasn't until the end of May that I finally retired.

We officially moved into our apartment on Penang Island in September.

There are lots of activities going on, and it keeps us busy.

We keep going to different meetups, like morning coffees and the Expats Club lunches. On Friday mornings, we play bridge at the Penang Club. I also joined a men-only breakfast group that goes for dim sum once a week.

My wife is the social secretary — always has been, always will be. She also makes sure that I'm dressed appropriately for wherever we're going.

The shops are very good and we can find everything that we need. Everybody says the traffic's terrible, but I don't think it's too bad. We've been in Thailand, so this doesn't scare us.

We're still new to Penang, but so far we're happy. Our favorite part has been the people, who are very friendly.

If you are very comfortable with your home environment, you may struggle to make new friends or feel homesick. But we've moved around so much, so we're always open to new opportunities.

Do you have a story to share about relocating to a new city? Contact this reporter at agoh@businessinsider.com.

Read the original article on Business Insider

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退休 马来西亚 槟城 跨国生活 MM2H Retirement Malaysia Penang Expat life
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