Plaid首席执行官Zach Perret对人工智能在金融领域的应用充满期待，他设想未来AI聊天机器人能够完全自动化管理个人财务。Perret认为，AI将不可避免地驱动我们的财务生活，并表示自己愿意尝试新事物并承担一定的风险。他提到，Plaid作为连接银行账户与金融应用的服务商，让他对技术处理敏感金融信息充满信心。Perret进一步阐述，如果ChatGPT能够管理资金流动、做出投资决策，甚至决定薪资存入哪个账户，他将完全信任。他最终的目标是让AI承担人们不愿操心的事情，实现财务生活的完全自动化。

🤖 AI驱动的财务自动化愿景：Plaid CEO Zach Perret认为，未来AI聊天机器人将能够完全管理个人财务，实现“财务生活的完全自动化”，减轻用户的操心程度。

🔒 技术信任与风险接受：Perret本人对新技术持开放态度，愿意承担一定风险以尝试新事物，并且Plaid在连接银行账户与金融应用方面的经验增强了他对技术处理敏感金融信息的信心。

💡 AI在金融领域的具体应用设想：Perret设想，未来AI能够执行包括资金流动管理、投资决策制定、薪资账户分配等复杂金融任务，并表示愿意给予AI充分的信任来完成这些工作。

🚀 消费者选择与AI普及：Perret预测，聊天应用和AI将为消费者提供更多样的使用选择，AI驱动财务管理将是不可避免的趋势，用户可以根据个人意愿选择使用AI的程度。

Plaid CEO Zach Perret wants AI chatbots to be able to run his finances.He said it's very easy to see a future where that's possible."I want my financial life to be fully automated," the fintech CEO said.

ChatGPT might one day be your financial advisor, if Plaid CEO Zach Perret gets his wish.

"I suspect that the world of chat apps will create, obviously, more options for consumers and how they're going to use it, but it is inevitable that AI is going to drive our financial lives, and whether we choose to use it a lot, or a little, or maybe not at all is a personal decision," Perret said during Semafor's World Economic Summit in Washington, DC.

Perret's fintech allows users to connect their bank accounts to digital finance apps like Venmo, which he said is partially why he's so trusting of technology with sensitive financial information. He said not everyone may be so ready to have AI move their money around.

"I'm super pro, like try everything new, and I'm willing to accept some risk for that," he said.

OpenAI recently announced that it will integrate several apps into ChatGPT, including OpenTable, Instacart, Target, and Zillow. On Tuesday, Walmart, the nation's largest retailer, said it would add an instant checkout experience to OpenAI's widely popular chatbot.

Perret said it's easy to see a future where users can let AI control their finances.

"If ChatGPT could let me move my money around, if it could make investment decisions for me, if it could figure out which bank account my paycheck should go into, I would give it all the trust in the world," he said.

Ultimately, he said it's about letting AI take on more tasks that people would rather not worry about.

"I want my financial life to be fully automated and I never want to think about it," Perret said.