arXiv:2510.10719v1 Announce Type: cross Abstract: The automated analysis of phonocardiograms is vital for the early diagnosis of cardiovascular disease, yet supervised deep learning is often constrained by the scarcity of expert-annotated data. In this paper, we propose the Self-Supervised Dual-Path Prototypical Network (SS-DPPN), a foundation model for cardiac audio representation and classification from unlabeled data. The framework introduces a dual-path contrastive learning based architecture that simultaneously processes 1D waveforms and 2D spectrograms using a novel hybrid loss. For the downstream task, a metric-learning approach using a Prototypical Network was used that enhances sensitivity and produces well-calibrated and trustworthy predictions. SS-DPPN achieves state-of-the-art performance on four cardiac audio benchmarks. The framework demonstrates exceptional data efficiency with a fully supervised model on three-fold reduction in labeled data. Finally, the learned representations generalize successfully across lung sound classification and heart rate estimation. Our experiments and findings validate SS-DPPN as a robust, reliable, and scalable foundation model for physiological signals.