All Content from Business Insider 09月26日 20:15
夫妻在父母家后院建ADU,实现加州住房梦
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文章讲述了Aislyn和Ali Benjamin这对夫妇,在加州高昂的房价下,选择在Ali父母家的后院建造了一个1200平方英尺的附属住宅单元(ADU)。这一举措不仅使他们能够负担得起住房,还享受到了家人在宠物看护和分摊公用设施方面的便利。尽管需要与父母就房产重大决策进行协商,但他们认为ADU提供了比以往更大的居住空间和良好的隐私性,是实现住房目标并为未来(如育儿)做准备的明智选择。

💰 经济实惠的住房解决方案:面对加州高企的房价,Benjamin夫妇选择在Ali父母家后院建造1200平方英尺的ADU,花费约50万美元,远低于当地独立房屋的价格。这使得他们能够继续留在熟悉的环境中工作和生活,并为投资和创业节省资金。

🤝 互助共赢的家庭模式:ADU的居住安排带来了显著的家庭互助优势。夫妇俩可以方便地获得生活上的帮助,并且拥有了“内置”的宠物看护者。未来,当他们计划要孩子时,还将与Ali的父母互换居住空间,由祖父母提供育儿支持,有效降低了育儿成本。

🏡 独立生活与隐私保障:尽管与父母共享地块,但Benjamin夫妇强调了他们拥有充足的隐私。ADU拥有独立的入口和邮箱,与主屋保持一定距离,且父母尊重他们的空间,不会随意打扰。此外,ADU的隔音效果优于公寓,提供了不受邻居打扰的宁静生活。

🏠 空间升级与生活品质:与许多人对ADU的“简陋小屋”印象不同,Benjamin夫妇的ADU提供了比他们之前公寓更宽敞舒适的生活空间,甚至还设有私人桑拿房和健身房。他们还拥有一个院子供狗狗活动,整体居住品质得到了提升。

⚖️ 共享决策与未来规划:虽然ADU提供了经济和生活上的便利,但作为房产的一部分,重大的改建或增建(如加建泳池)仍需与父母协商并获得同意。这种模式是基于相互尊重和共同规划,为夫妇俩提供了实现住房梦想的独特途径。

The Benjamins and their dog.

With their low cost and small footprint, tiny homes and accessory dwelling units have become popular alternatives to traditional homes and apartments — especially for first-time buyers and downsizers.

For Aislyn and Ali Benjamin, an ADU, a small secondary home on an existing lot, was the most practical way into homeownership.

They live near Danville, California — a small city just over an hour east of San Francisco — where the median home sale price was $1.8 million in August, according to Realtor.com. Wanting to stay near their jobs and avoid long-term renting, they built a 1,200-square-foot unit in the backyard of Ali's parents' home in San Ramon, a city next to Danville.

With family help, the ADU, built by Bay-area-based Villa, cost $500,000 — far below what they would have paid for a typical home in Danville.

"This was the best decision we ever made," Ali Benjamin, 35, told Business Insider. "It allowed us to save so much money and live where we wanted."

The Benjamins have lived in the ADU since 2023. Overall, it's been a great experience, though there are a few downsides, Ali said.

Here are five pros and cons of living in an ADU in their parents' backyard, according to the couple.

They're spending less on bills

The Benjamins went from paying $3,086 a month for a two-bedroom, two-bathroom apartment to paying $2,900 a month — including utilities — for an entire home. The payment goes toward a 15-year mortgage on the property.

Ali's parents have rooftop solar, so the couple's power costs are lower, too — and they split the bill with his parents. Living in their backyard also means they don't worry about homeowners' association fees.

"We love that," Ali said. "The bills in general are lower; we're using less electricity."

The front of the Benjamin's ADU.

The money they're saving on housing is going toward investments and their businesses. Ali owns Benjamin's Boxing & Fit, and Aislyn is the co-owner of Nor*Cal Elite San Ramon, a cheerleading, stunt, and tumbling gym.

"Our businesses are our passion," Aislyn, 30, told Business Insider. "Being able to save money and put it toward something that we love is a huge benefit."

They help each other out

Some people may balk at living with parents or in-laws, but the Benjamins say it's a win-win.

"There's definitely a lot of benefits to living next door," Aislyn said. "We're always there to help each other out, which is really nice. If we need something like cream for coffee, we don't have to actually get in the car and drive somewhere."

Aislyn (left) and Ali Benjamin (right) started a GoFundMe to help them finance their first home.

Living in Ali's parents' backyard also means having a built-in dog sitter, and, eventually, a babysitter.

The couple plans to live in the ADU until they have children; then they'll swap. They'll move into Ali's parents' 2,242-square-foot home while his parents move into the ADU.

"Child care is expensive too, so having grandparents literally 10 steps away is going to be very convenient," Aislyn said.

They don't have complete authority over the property

With Ali's parents owning the 0.34-acre lot they all share, the couple has to run major decisions by them.

"Certain big decisions, let's say if we wanted to add a pool or something, we would need to talk to my parents and see if they're on board," Ali said.

People assume they live in a 'shack'

The couple often receives mixed reactions to their ADU living arrangement.

"I think the biggest misconception we got when I told people we were getting an ADU is that they imagined it as a tiny shack in someone's backyard," Ali said. "In reality, there are homes that are much smaller than our ADU."

Their ADU has far more space than their old apartment. To fill it up, they've purchased new furniture, like a desk and barstools. They've also converted one of the home's three bedrooms into a private sauna and gym.

"I would say we have more room to live comfortably in our house, and we even have a yard that our dog can run around in," Aislyn said.

They have a lot of privacy

A big part of living comfortably with your parents is mutual respect, Ali said.

"My parents are very private, and they're very respectful of our privacy," he added. "They don't come over unannounced. If you had an overbearing helicopter parent, I think that it would be an issue."

An overview of the Benjamin's ADU.

The Benjamins have their own entrance and mailbox and can go days without seeing Ali's parents. Their ADU also sits a good distance from the main house, adding another layer of privacy.

"We definitely have a lot more privacy because we don't hear our neighbors to the side, above, or beneath us, which is really nice," Aislyn said. "Those are my favorite things about having our ADU."

Read the original article on Business Insider

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ADU 附属住宅单元 加州住房 可负担住房 家庭互助 生活方式 Accessory Dwelling Unit California Housing Affordable Housing Family Support Lifestyle
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