arXiv:2508.08816v1 Announce Type: new Abstract: Multimodal Retrieval-Augmented Generation (mRAG) has emerged as a promising solution to address the temporal limitations of Multimodal Large Language Models (MLLMs) in real-world scenarios like news analysis and trending topics. However, existing approaches often suffer from rigid retrieval strategies and under-utilization of visual information. To bridge this gap, we propose E-Agent, an agent framework featuring two key innovations: a mRAG planner trained to dynamically orchestrate multimodal tools based on contextual reasoning, and a task executor employing tool-aware execution sequencing to implement optimized mRAG workflows. E-Agent adopts a one-time mRAG planning strategy that enables efficient information retrieval while minimizing redundant tool invocations. To rigorously assess the planning capabilities of mRAG systems, we introduce the Real-World mRAG Planning (RemPlan) benchmark. This novel benchmark contains both retrieval-dependent and retrieval-independent question types, systematically annotated with essential retrieval tools required for each instance. The benchmark's explicit mRAG planning annotations and diverse question design enhance its practical relevance by simulating real-world scenarios requiring dynamic mRAG decisions. Experiments across RemPlan and three established benchmarks demonstrate E-Agent's superiority: 13% accuracy gain over state-of-the-art mRAG methods while reducing redundant searches by 37%.